Find your loan

Three questions. One recommendation.

The same triage our advisors run on a first call. No contact info, no tricks, and the full comparison table is right below if you'd rather decide yourself.

Question 1 of 3

What's the funding for?

Question 2 of 3

How long has the business been operating?

Question 3 of 3

How fast do you need the funds?

Our recommendation

SBA 7(a) Loan


Every program, side by side.

Program Amounts Typical rates Terms Time to fund Best for
SBA loans $50K – $5MPrime + 2–3%10–25 years3–6 weeks Lowest long-term cost; expansions, acquisitions, real estate
Term loans $25K – $1.5M8.5% – 14%1–5 years2–5 days Speed; a known number with a deadline attached
Equipment financing $25K – $2M7.5% – 12%2–7 years3–7 days Asset purchases; younger businesses with thinner credit
Government partnerships $50K – $3M6.5% – 9%5–10 years2–4 weeks Qualifying businesses in partnered states & industries
Equity-backed $250K – $5M+7% – 10%5–15 years2–4 weeks Larger facilities secured by property or business equity

Ranges are representative of recent closings and program guidelines; individual offers depend on underwriting.

Still torn between two? Apply once.

One application covers every program, in-house lending options included. Your advisor will often run two structures in parallel and let the term sheets settle it.